Once your marketing and promotions have brought customers to your website and they click your "buy now" button, your site needs a way for customers to complete their purchase by credit card. Even if your business is already set up with a credit card provider, perhaps your local bank, you will need what is called a "payment gateway" to channel the purchaser credit card information from your website to your credit card company.
It sounds like a simple concept but there are some things you need to consider before you choose the payment gateway provider that's right for you.
Ease of use, monthly fees, set up fees, transaction fees, security of sensitive customer data, PCI compliance and more should be considered before you make your final decision on the right gateway for you.
The matrix below will give you a quick comparison of the industries top payment gateways. We will work with you to make your selection. Note that fees listed as of this date (1 Oct 2013) and may be subject to change. This chart is for quick comparison purposes only.
Payment Gateway Providers | SSL Certificate Needed | Merchant Account Needed | PayPal Business Acct Required | Customer Checks out on your Site | International Support | Fees | Cost per Transaction |
---|---|---|---|---|---|---|---|
PayFlow Pro | ![]() |
![]() |
![]() |
![]() |
$99 setup $25/month |
$0.10 | |
PayPal Payments Pro | ![]() |
![]() |
![]() |
![]() |
$30/month | $0.30 2.9% |
|
PayPal Advanced | ![]() |
![]() |
![]() |
![]() |
![]() |
$5/month | $0.30 2.9% |
PayPal Express Check out | ![]() |
![]() |
$0 | $0.30 2.9% |
|||
PayPal Lightbox Integrated | ![]() |
![]() |
![]() |
![]() |
N/A | N/A | |
PayFlow Link | ![]() |
![]() |
![]() |
$0 | $0.10 | ||
PayPal Website Payments Standard | ![]() |
$0 | $0.30 2.9% |
||||
Authorize.Net | ![]() |
![]() |
![]() |
US only | $79 setup $20/month |
$0.10 | |
Authorize.Net AIM | US only | $79 setup $20/month |
$0.10 | ||||
First Data Global Gateway (Local) | ![]() |
![]() |
![]() |
![]() |
$34.95/month | $0.19 2.29% |
|
First Data Global Gateway (Remote) | ![]() |
$34.95/month | $0.19 2.29% |
||||
eWay | ![]() |
![]() |
![]() |
AU Only | $16 - $60/month | $0.40 - $.060 | |
Sage Pay | ![]() |
![]() |
![]() |
$0 | 10p or £25/month | ||
World Pay | ![]() |
![]() |
![]() |
£75 £19.95/month |
From 10p 1.65% |
||
2Checkout | ![]() |
![]() |
![]() |
$0 | $0.30 2.9% |
Payment gateway providers that display a checkmark for international support offer services to most countries. Please check with the individual providers for any exceptions.